/* BankLoanKart design tokens — modern, trust-led fintech style
   Inspired direction: confident blue + warm yellow accent, card-based, generous whitespace.
   Scope: the public site only. The admin/DSA panel uses the real Metis
   template assets directly (public/vendor/metis/) instead — see
   resources/views/admin/layout.blade.php. */

:root {
  --blk-blue: #0052CC;
  --blk-blue-dark: #003D99;
  --blk-blue-tint: #EAF1FF;
  --blk-yellow: #FFC93C;
  --blk-yellow-dark: #E8AE12;
  --blk-ink: #14213D;
  --blk-muted: #5A6478;
  --blk-line: #E5E9F2;
  --blk-bg: #F6F8FC;
  --blk-white: #FFFFFF;
  --blk-success: #1F9D6C;
  --blk-success-tint: #E5F7EE;
  --blk-danger: #D64545;
  --blk-danger-tint: #FDECEC;
  --blk-radius: 16px;
  --blk-radius-sm: 10px;
  --blk-shadow: 0 4px 16px rgba(20, 33, 61, 0.06), 0 1px 3px rgba(20, 33, 61, 0.08);
  --blk-shadow-lg: 0 20px 48px rgba(20, 33, 61, 0.12);
}

* { box-sizing: border-box; }

body {
  font-family: 'Inter', -apple-system, "Segoe UI", Roboto, Helvetica, Arial, sans-serif;
  background: var(--blk-bg);
  color: var(--blk-ink);
  margin: 0;
  -webkit-font-smoothing: antialiased;
}

a { color: var(--blk-blue); text-decoration: none; }
a:hover { color: var(--blk-blue-dark); }

/* ---------- Top bar ---------- */
.blk-topbar {
  background: var(--blk-white);
  border-bottom: 1px solid var(--blk-line);
  position: sticky;
  top: 0;
  z-index: 50;
}
.blk-topbar-inner {
  max-width: 1120px;
  margin: 0 auto;
  padding: 0.9rem 1.5rem;
  display: flex;
  align-items: center;
  justify-content: space-between;
}
.blk-logo {
  display: flex;
  align-items: baseline;
  gap: 2px;
  font-weight: 800;
  font-size: 1.35rem;
  letter-spacing: -0.02em;
  color: var(--blk-ink);
}
.blk-logo span.accent { color: var(--blk-blue); }
.blk-topbar-tag {
  font-size: 0.78rem;
  color: var(--blk-muted);
  font-weight: 500;
}

/* ---------- Hero ---------- */
.blk-hero {
  background: linear-gradient(160deg, var(--blk-blue) 0%, var(--blk-blue-dark) 100%);
  color: var(--blk-white);
  padding: 3.2rem 1.5rem;
}
.blk-hero-inner {
  max-width: 1120px;
  margin: 0 auto;
  display: grid;
  grid-template-columns: 1.15fr 0.85fr;
  gap: 2.5rem;
  align-items: start;
}
.blk-hero-copy { padding-top: 1.5rem; }
.blk-hero .blk-card { color: var(--blk-ink); }
.blk-eyebrow {
  display: inline-flex;
  align-items: center;
  gap: 0.4rem;
  background: rgba(255, 201, 60, 0.16);
  color: var(--blk-yellow);
  font-size: 0.78rem;
  font-weight: 700;
  letter-spacing: 0.04em;
  text-transform: uppercase;
  padding: 0.35rem 0.75rem;
  border-radius: 100px;
  margin-bottom: 1rem;
}
.blk-hero h1 {
  font-size: 2.5rem;
  line-height: 1.15;
  font-weight: 800;
  letter-spacing: -0.02em;
  margin: 0 0 0.9rem;
  text-wrap: balance;
}
.blk-hero h1 .hl { color: var(--blk-yellow); }
.blk-hero p.lead {
  font-size: 1.05rem;
  color: rgba(255, 255, 255, 0.85);
  max-width: 46ch;
  margin: 0 0 1.6rem;
}
.blk-trust-row {
  display: flex;
  gap: 1.75rem;
  flex-wrap: wrap;
}
.blk-trust-item {
  display: flex;
  align-items: center;
  gap: 0.5rem;
  font-size: 0.86rem;
  color: rgba(255, 255, 255, 0.9);
}
.blk-trust-item .dot {
  width: 8px; height: 8px; border-radius: 50%;
  background: var(--blk-yellow);
  flex-shrink: 0;
}

/* A small action bar inside the hero itself (e.g. "My Applications") — its
   own light-on-dark styling, never .blk-btn-link's blue, which disappears
   against this same background. */
.blk-hero-toolbar {
  display: flex;
  flex-wrap: wrap;
  gap: 1.5rem;
  margin-top: 1.1rem;
}
.blk-hero-toolbar a,
.blk-hero-toolbar button {
  background: none;
  border: none;
  padding: 0;
  font: inherit;
  font-size: 0.88rem;
  font-weight: 600;
  color: rgba(255, 255, 255, 0.9);
  cursor: pointer;
  text-decoration: underline;
  text-underline-offset: 3px;
}
.blk-hero-toolbar a:hover,
.blk-hero-toolbar button:hover { color: var(--blk-yellow); }

/* ---------- Form card ---------- */
.blk-card {
  background: var(--blk-white);
  border-radius: var(--blk-radius);
  box-shadow: var(--blk-shadow-lg);
  padding: 1.9rem;
}
.blk-form-wrap {
  max-width: 1120px;
  margin: -3.5rem auto 3rem;
  padding: 0 1.5rem;
}
.blk-form-wrap.narrow { max-width: 520px; }

.blk-card h2 {
  font-size: 1.3rem;
  font-weight: 700;
  margin: 0 0 0.25rem;
  color: var(--blk-ink);
}
.blk-card p.sub {
  color: var(--blk-muted);
  font-size: 0.9rem;
  margin: 0 0 1.5rem;
}

.blk-field { margin-bottom: 1.1rem; }
.blk-field label {
  display: block;
  font-size: 0.85rem;
  font-weight: 600;
  color: var(--blk-ink);
  margin-bottom: 0.4rem;
}
.blk-field .hint {
  font-size: 0.78rem;
  color: var(--blk-muted);
  margin-top: 0.35rem;
}
.blk-input, .blk-select {
  width: 100%;
  border: 1.5px solid var(--blk-line);
  border-radius: var(--blk-radius-sm);
  padding: 0.72rem 0.9rem;
  font-size: 0.95rem;
  font-family: inherit;
  color: var(--blk-ink);
  background: var(--blk-white);
  transition: border-color 0.15s, box-shadow 0.15s;
}
.blk-input:focus, .blk-select:focus {
  outline: none;
  border-color: var(--blk-blue);
  box-shadow: 0 0 0 4px var(--blk-blue-tint);
}
.blk-input.is-invalid, .blk-select.is-invalid, .blk-input-group.is-invalid {
  border-color: var(--blk-danger);
}
.blk-input.is-invalid:focus, .blk-select.is-invalid:focus, .blk-input-group.is-invalid:focus-within {
  box-shadow: 0 0 0 4px var(--blk-danger-tint);
}
.blk-field-error {
  color: var(--blk-danger);
  font-size: 0.78rem;
  margin-top: 0.35rem;
}
.blk-input-group {
  display: flex;
  border: 1.5px solid var(--blk-line);
  border-radius: var(--blk-radius-sm);
  overflow: hidden;
  transition: border-color 0.15s, box-shadow 0.15s;
}
.blk-input-group:focus-within {
  border-color: var(--blk-blue);
  box-shadow: 0 0 0 4px var(--blk-blue-tint);
}

/* ---------- Searchable select (standard dropdown pattern, project-wide) ---------- */
.blk-ssel { position: relative; }
.blk-ssel-trigger {
  width: 100%;
  display: flex;
  align-items: center;
  justify-content: space-between;
  border: 1.5px solid var(--blk-line);
  border-radius: var(--blk-radius-sm);
  padding: 0.72rem 0.9rem;
  font-size: 0.95rem;
  font-family: inherit;
  background: var(--blk-white);
  color: var(--blk-ink);
  cursor: pointer;
  text-align: left;
  transition: border-color 0.15s, box-shadow 0.15s;
}
.blk-ssel-trigger.is-open {
  border-color: var(--blk-blue);
  box-shadow: 0 0 0 4px var(--blk-blue-tint);
}
.blk-ssel.is-invalid .blk-ssel-trigger { border-color: var(--blk-danger); }
.blk-ssel-label.is-placeholder { color: #6B7385; } /* was #9AA3B5, too faint (18 Oct 2026) */
.blk-ssel-caret {
  color: var(--blk-muted);
  font-size: 0.75rem;
  margin-left: 0.6rem;
  transition: transform 0.15s;
}
.blk-ssel-trigger.is-open .blk-ssel-caret { transform: rotate(180deg); }

.blk-ssel-panel {
  display: none;
  position: absolute;
  top: calc(100% + 6px);
  left: 0;
  right: 0;
  background: var(--blk-white);
  border: 1px solid var(--blk-line);
  border-radius: var(--blk-radius-sm);
  box-shadow: var(--blk-shadow-lg);
  z-index: 30;
  overflow: hidden;
}
.blk-ssel-panel.is-open { display: block; }
.blk-ssel-search {
  width: 100%;
  border: none;
  border-bottom: 1px solid var(--blk-line);
  padding: 0.65rem 0.9rem;
  font-size: 0.9rem;
  font-family: inherit;
  background: var(--blk-bg);
}
.blk-ssel-search:focus { outline: none; background: var(--blk-white); }
.blk-ssel-list { max-height: 240px; overflow-y: auto; }
.blk-ssel-option {
  padding: 0.6rem 0.9rem;
  font-size: 0.9rem;
  cursor: pointer;
  display: flex;
  justify-content: space-between;
  gap: 0.5rem;
}
.blk-ssel-hint { color: var(--blk-muted); font-size: 0.8rem; }
.blk-ssel-option:hover,
.blk-ssel-option.is-active {
  background: var(--blk-blue-tint);
}
.blk-ssel-option.is-selected {
  background: var(--blk-blue);
  color: var(--blk-white);
}
.blk-ssel-option.is-selected .blk-ssel-hint { color: rgba(255,255,255,0.75); }
.blk-ssel-empty, .blk-ssel-freetext {
  padding: 0.7rem 0.9rem;
  font-size: 0.85rem;
  color: var(--blk-muted);
}
.blk-ssel-freetext {
  cursor: pointer;
  color: var(--blk-blue);
  font-weight: 600;
}
.blk-ssel-freetext:hover { background: var(--blk-blue-tint); }
.blk-input-group .prefix {
  background: var(--blk-bg);
  padding: 0.72rem 0.85rem;
  font-size: 0.95rem;
  color: var(--blk-muted);
  font-weight: 600;
  border-right: 1.5px solid var(--blk-line);
}
.blk-input-group input {
  border: none;
  flex: 1;
  padding: 0.72rem 0.9rem;
  font-size: 0.95rem;
  font-family: inherit;
}
.blk-input-group input:focus { outline: none; }

.blk-row { display: grid; grid-template-columns: 1fr 1fr; gap: 1rem; }

.blk-btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 0.5rem;
  width: 100%;
  background: var(--blk-blue);
  color: var(--blk-white);
  border: none;
  border-radius: var(--blk-radius-sm);
  padding: 0.85rem 1.25rem;
  font-size: 1rem;
  font-weight: 700;
  cursor: pointer;
  transition: background 0.15s, transform 0.1s;
}
.blk-btn:hover { background: var(--blk-blue-dark); color: var(--blk-white); } /* white stays white (20 Oct 2026: a:hover turned it blue on blue) */
.blk-btn:active { transform: scale(0.99); }
/* A pick-one-then-submit chip group (answering a lender offer). Real
   radio inputs under the hood — visually hidden, not display:none, so
   keyboard focus and screen readers still work — with the label doing
   the visible toggle via :has(), a real hover state on every chip
   including the selected one, and no reliance on inline styles that
   would have blocked :hover from ever applying. */
.blk-offer-choice {
  display: inline-flex;
  align-items: center;
  border: 1px solid var(--blk-line);
  border-radius: var(--blk-radius-sm);
  padding: 0.5rem 0.95rem;
  font-size: 0.85rem;
  color: var(--blk-blue);
  cursor: pointer;
  transition: background 0.15s, border-color 0.15s;
}
.blk-offer-choice:hover { background: var(--blk-blue-tint); border-color: var(--blk-blue); }
.blk-offer-choice input {
  position: absolute;
  width: 1px; height: 1px;
  opacity: 0; overflow: hidden;
}
.blk-offer-choice:has(input:checked) {
  background: var(--blk-blue); border-color: var(--blk-blue); color: var(--blk-white); font-weight: 600;
}
.blk-offer-choice:has(input:focus-visible) { outline: 2px solid var(--blk-blue); outline-offset: 2px; }
.blk-btn-link {
  background: none;
  border: none;
  color: var(--blk-blue);
  font-weight: 600;
  font-size: 0.88rem;
  cursor: pointer;
  padding: 0;
}

.blk-alert {
  border-radius: var(--blk-radius-sm);
  padding: 0.85rem 1rem;
  font-size: 0.88rem;
  margin-bottom: 1.1rem;
}
.blk-alert.danger { background: var(--blk-danger-tint); color: var(--blk-danger); }
.blk-alert.success { background: var(--blk-success-tint); color: var(--blk-success); }

.blk-otp-input {
  width: 100%;
  text-align: center;
  letter-spacing: 0.6em;
  font-size: 1.5rem;
  font-weight: 700;
  padding: 0.85rem 0.5rem 0.85rem 0.9rem;
  border: 1.5px solid var(--blk-line);
  border-radius: var(--blk-radius-sm);
  font-family: inherit;
}
.blk-otp-input:focus {
  outline: none;
  border-color: var(--blk-blue);
  box-shadow: 0 0 0 4px var(--blk-blue-tint);
}

/* ---------- Thank you / confirmation ---------- */
.blk-check-circle {
  width: 64px; height: 64px;
  border-radius: 50%;
  background: var(--blk-success-tint);
  color: var(--blk-success);
  display: flex; align-items: center; justify-content: center;
  font-size: 1.8rem;
  margin: 0 auto 1.1rem;
}
.blk-summary {
  border: 1px solid var(--blk-line);
  border-radius: var(--blk-radius-sm);
  overflow: hidden;
  margin-top: 1.3rem;
  text-align: left;
}
.blk-summary-row {
  display: flex;
  justify-content: space-between;
  padding: 0.7rem 1rem;
  font-size: 0.88rem;
  border-bottom: 1px solid var(--blk-line);
}
.blk-summary-row:last-child { border-bottom: none; }
.blk-summary-row .k { color: var(--blk-muted); }
.blk-summary-row .v { font-weight: 600; }
.blk-badge {
  display: inline-flex;
  align-items: center;
  gap: 0.3rem;
  background: var(--blk-success-tint);
  color: var(--blk-success);
  font-size: 0.72rem;
  font-weight: 700;
  padding: 0.15rem 0.5rem;
  border-radius: 100px;
}
.blk-badge.tone-primary { background: var(--blk-blue-tint); color: var(--blk-blue); }
.blk-badge.tone-success { background: var(--blk-success-tint); color: var(--blk-success); }
.blk-badge.tone-warning { background: #FFF6E0; color: #B7791F; }
.blk-badge.tone-danger { background: var(--blk-danger-tint); color: var(--blk-danger); }
.blk-badge.tone-secondary { background: var(--blk-bg); color: var(--blk-muted); }

/* ---------- Customer account panel (My Applications / My Account) ---------- */
.blk-account {
  padding: 2.5rem 1.5rem 4rem;
}
.blk-account-inner {
  max-width: 1120px;
  margin: 0 auto;
  display: grid;
  grid-template-columns: 260px 1fr;
  gap: 2rem;
  align-items: start;
}
.blk-account-nav {
  background: var(--blk-white);
  border-radius: var(--blk-radius);
  box-shadow: var(--blk-shadow);
  padding: 1.5rem;
  position: sticky;
  top: 1.5rem;
}
.blk-account-who {
  display: flex;
  align-items: center;
  gap: 0.75rem;
  padding-bottom: 1.25rem;
  margin-bottom: 1rem;
  border-bottom: 1px solid var(--blk-line);
}
.blk-account-avatar {
  flex-shrink: 0;
  width: 42px; height: 42px;
  border-radius: 50%;
  background: var(--blk-blue);
  color: var(--blk-white);
  display: flex; align-items: center; justify-content: center;
  font-weight: 700;
  font-size: 1.05rem;
}
.blk-account-name {
  font-weight: 700;
  color: var(--blk-ink);
  font-size: 0.95rem;
  line-height: 1.3;
}
.blk-account-mobile {
  color: var(--blk-muted);
  font-size: 0.8rem;
}
.blk-account-menu {
  display: flex;
  flex-direction: column;
  gap: 0.2rem;
  margin-bottom: 1.25rem;
}
.blk-account-menu a {
  display: block;
  padding: 0.6rem 0.75rem;
  border-radius: var(--blk-radius-sm);
  font-size: 0.9rem;
  font-weight: 600;
  color: var(--blk-ink);
}
.blk-account-menu a:hover { background: var(--blk-bg); }
.blk-account-menu a.is-active {
  background: var(--blk-blue-tint);
  color: var(--blk-blue);
}
.blk-account-apply {
  width: 100%;
  padding: 0.65rem 1rem;
  font-size: 0.9rem;
  margin-bottom: 0.5rem;
}
.blk-account-signout {
  border-top: 1px solid var(--blk-line);
  padding-top: 0.75rem;
}
.blk-account-signout button {
  background: none;
  border: none;
  padding: 0.4rem 0.75rem;
  width: 100%;
  text-align: left;
  font-size: 0.88rem;
  font-weight: 600;
  color: var(--blk-muted);
  cursor: pointer;
  border-radius: var(--blk-radius-sm);
}
.blk-account-signout button:hover { background: var(--blk-bg); color: var(--blk-danger); }
.blk-account-heading {
  font-size: 1.6rem;
  font-weight: 800;
  color: var(--blk-ink);
  margin: 0 0 0.3rem;
}
.blk-account-sub {
  color: var(--blk-muted);
  font-size: 0.92rem;
  margin: 0 0 1.5rem;
}
.blk-account-main .blk-alert { margin-bottom: 1.5rem; }

@media (max-width: 860px) {
  .blk-account-inner { grid-template-columns: 1fr; }
  .blk-account-nav {
    position: static;
    display: flex;
    flex-wrap: wrap;
    align-items: center;
    gap: 0.75rem 1.25rem;
  }
  .blk-account-who { border-bottom: none; padding-bottom: 0; margin-bottom: 0; flex: 1 1 auto; }
  .blk-account-menu { flex-direction: row; flex-wrap: wrap; margin-bottom: 0; }
  .blk-account-apply { width: auto; margin-bottom: 0; order: 3; }
  .blk-account-signout { border-top: none; padding-top: 0; order: 4; }
  .blk-account-signout button { width: auto; }
}

/* ---------- Footer ---------- */
.blk-footer {
  border-top: 1px solid var(--blk-line);
  padding: 2rem 1.5rem;
  text-align: center;
  color: var(--blk-muted);
  font-size: 0.8rem;
  max-width: 1120px;
  margin: 0 auto;
}

/* ---------- Footer ---------- */
.blk-footer-main {
  background: var(--blk-ink);
  color: rgba(255, 255, 255, 0.75);
  padding: 3rem 1.5rem 1.5rem;
}
.blk-footer-grid {
  max-width: 1120px;
  margin: 0 auto;
  display: grid;
  grid-template-columns: 1.1fr 1fr 1fr 1fr 1fr;
  gap: 2rem;
  padding-bottom: 2.2rem;
  border-bottom: 1px solid rgba(255, 255, 255, 0.12);
}
.blk-footer-brand .blk-logo { color: var(--blk-white); margin-bottom: 0.7rem; }
.blk-footer-brand p {
  font-size: 0.85rem;
  line-height: 1.6;
  max-width: 32ch;
  color: rgba(255, 255, 255, 0.6);
}
.blk-footer-col h2, .blk-footer-col h4 {
  font-size: 0.78rem;
  text-transform: uppercase;
  letter-spacing: 0.05em;
  color: rgba(255, 255, 255, 0.68); /* was 0.45: too faint to read (Lighthouse contrast check, 18 Oct 2026) */
  margin: 0 0 0.9rem;
  font-weight: 700;
}
.blk-footer-col ul { list-style: none; margin: 0; padding: 0; }
.blk-footer-col li { margin-bottom: 0.6rem; font-size: 0.87rem; }
.blk-footer-col a { color: rgba(255, 255, 255, 0.75); }
.blk-footer-col a:hover { color: var(--blk-yellow); }
/* E-mail and phone links are underlined too, not shown by colour alone (18 Oct 2026). */
.blk-footer-main a[href^="mailto:"], .blk-footer-main a[href^="tel:"] { text-decoration: underline; text-underline-offset: 2px; }
.blk-footer-bottom {
  max-width: 1120px;
  margin: 0 auto;
  padding-top: 1.2rem;
  display: flex;
  justify-content: space-between;
  flex-wrap: wrap;
  gap: 0.6rem;
  font-size: 0.78rem;
  color: rgba(255, 255, 255, 0.68);
}
.blk-footer-disclaimer {
  max-width: 1120px;
  margin: 0 auto 1.2rem;
  font-size: 0.78rem;
  color: rgba(255, 255, 255, 0.5);
  line-height: 1.6;
  border-top: 1px dashed rgba(255, 255, 255, 0.15);
  padding-top: 1.2rem;
}

/* ---------- Dev-only test banner ---------- */
.blk-dev-banner {
  background: #FFF7E0;
  border: 1.5px dashed var(--blk-yellow-dark);
  border-radius: var(--blk-radius-sm);
  padding: 0.7rem 0.9rem;
  font-size: 0.82rem;
  color: #7A5B00;
  margin-bottom: 1.1rem;
  text-align: left;
}
.blk-dev-banner strong { display: block; margin-bottom: 0.15rem; }
.blk-dev-banner .code { font-size: 1.1rem; font-weight: 800; letter-spacing: 0.15em; }

@media (max-width: 900px) {
  .blk-footer-grid { grid-template-columns: 1fr 1fr; }
}
@media (max-width: 800px) {
  .blk-hero-inner { grid-template-columns: 1fr; }
  .blk-hero h1 { font-size: 1.9rem; }
  .blk-row { grid-template-columns: 1fr; }
  .blk-form-wrap { margin-top: 2rem; }
}
@media (max-width: 560px) {
  .blk-footer-grid { grid-template-columns: 1fr; }
}

/* ---------- Nav (public site) ---------- */
.blk-nav {
  display: flex;
  align-items: center;
  gap: 1.6rem;
}
.blk-nav a {
  font-size: 0.9rem;
  font-weight: 600;
  color: var(--blk-ink);
}
.blk-nav a:hover { color: var(--blk-blue); }
.blk-topbar-actions {
  display: flex;
  align-items: center;
  gap: 1rem;
}
.blk-topbar-link {
  font-size: 0.9rem;
  font-weight: 600;
  color: var(--blk-ink);
  white-space: nowrap;
}
.blk-topbar-link:hover { color: var(--blk-blue); }
.blk-topbar-bell {
  position: relative;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 2.1rem;
  height: 2.1rem;
  color: var(--blk-ink);
}
.blk-topbar-bell svg { width: 1.3rem; height: 1.3rem; }
.blk-topbar-bell:hover { color: var(--blk-blue); }
.blk-topbar-bell-badge {
  position: absolute;
  top: 0.05rem;
  right: 0.05rem;
  min-width: 1.1rem;
  height: 1.1rem;
  padding: 0 0.25rem;
  border-radius: 999px;
  background: var(--blk-danger);
  color: #fff;
  font-size: 0.65rem;
  font-weight: 700;
  line-height: 1.1rem;
  text-align: center;
}
.blk-btn-sm {
  width: auto;
  padding: 0.55rem 1.1rem;
  font-size: 0.88rem;
}
.blk-nav-toggle {
  display: none;
  flex-direction: column;
  justify-content: center;
  gap: 4px;
  width: 34px;
  height: 34px;
  background: none;
  border: 1px solid var(--blk-line);
  border-radius: var(--blk-radius-sm);
  cursor: pointer;
}
.blk-nav-toggle span {
  display: block;
  width: 16px;
  height: 2px;
  margin: 0 auto;
  background: var(--blk-ink);
  transition: transform 0.15s, opacity 0.15s;
}
.blk-nav-toggle[aria-expanded="true"] span:nth-child(1) { transform: translateY(6px) rotate(45deg); }
.blk-nav-toggle[aria-expanded="true"] span:nth-child(2) { opacity: 0; }
.blk-nav-toggle[aria-expanded="true"] span:nth-child(3) { transform: translateY(-6px) rotate(-45deg); }

@media (max-width: 800px) {
  .blk-nav {
    position: absolute;
    top: 100%;
    left: 0;
    right: 0;
    background: var(--blk-white);
    border-bottom: 1px solid var(--blk-line);
    flex-direction: column;
    align-items: flex-start;
    gap: 0;
    padding: 0.5rem 1.5rem 1rem;
    display: none;
  }
  .blk-nav.is-open { display: flex; }
  .blk-nav a { padding: 0.65rem 0; width: 100%; }
  .blk-nav-toggle { display: flex; }
}

/* ---------- Inner page hero (static + dynamic landing pages, blog) ---------- */
.blk-page-hero {
  background: linear-gradient(160deg, var(--blk-blue) 0%, var(--blk-blue-dark) 100%);
  color: var(--blk-white);
  padding: 2.4rem 1.5rem;
}
.blk-page-hero-inner { max-width: 900px; margin: 0 auto; }
.blk-page-hero h1 {
  font-size: 1.9rem;
  font-weight: 800;
  margin: 0 0 0.4rem;
  text-wrap: balance;
}
.blk-page-hero p { color: rgba(255, 255, 255, 0.85); margin: 0; }
.blk-breadcrumb {
  font-size: 0.82rem;
  color: rgba(255, 255, 255, 0.65);
  margin-bottom: 0.7rem;
}
.blk-breadcrumb a { color: rgba(255, 255, 255, 0.85); }

/* ---------- Page content prose (SeoPage / BlogArticle body) ---------- */
.blk-page-content {
  max-width: 760px;
  margin: 0 auto;
  padding: 2.5rem 1.5rem 4rem;
}
.blk-prose h2 { font-size: 1.35rem; margin: 1.8rem 0 0.7rem; color: var(--blk-ink); }
.blk-prose h2:first-child { margin-top: 0; }
.blk-prose p, .blk-prose li { color: var(--blk-ink); line-height: 1.7; font-size: 0.98rem; }
.blk-prose ul, .blk-prose ol { padding-left: 1.3rem; }
.blk-prose li { margin-bottom: 0.4rem; }
.blk-prose em { color: var(--blk-muted); }

/* ---------- Section wrapper (homepage) ---------- */
.blk-page-section {
  max-width: 1120px;
  margin: 0 auto;
  padding: 3.2rem 1.5rem;
}
.blk-page-section h2 {
  font-size: 1.6rem;
  font-weight: 800;
  color: var(--blk-ink);
  margin: 0 0 1.8rem;
  text-align: center;
}

/* ---------- Loan-type cards ---------- */
.blk-loantype-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 1.2rem;
}
.blk-loantype-card {
  background: var(--blk-white);
  border: 1px solid var(--blk-line);
  border-radius: var(--blk-radius);
  padding: 1.6rem 1.3rem;
  text-align: center;
  transition: box-shadow 0.15s, transform 0.1s;
}
.blk-loantype-card:hover { box-shadow: var(--blk-shadow-lg); transform: translateY(-2px); }
.blk-loantype-card .icon { font-size: 1.8rem; margin-bottom: 0.6rem; }
.blk-loantype-card h3 { font-size: 1rem; font-weight: 700; color: var(--blk-ink); margin: 0 0 0.3rem; }
.blk-loantype-card p { font-size: 0.83rem; color: var(--blk-muted); margin: 0; }

/* ---------- How it works ---------- */
.blk-steps {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 2rem;
}
.blk-step { position: relative; padding-left: 0; }
.blk-step-num {
  width: 2.6rem;
  height: 2.6rem;
  border-radius: 50%;
  background: var(--blk-blue);
  color: var(--blk-white);
  display: flex;
  align-items: center;
  justify-content: center;
  font-weight: 800;
  font-size: 1.15rem;
  margin-bottom: 0.9rem;
}
.blk-step h3 { font-size: 1.05rem; font-weight: 700; color: var(--blk-ink); margin: 0 0 0.4rem; }
.blk-step p { font-size: 0.88rem; color: var(--blk-muted); margin: 0; line-height: 1.55; }
@media (max-width: 800px) {
  .blk-steps { grid-template-columns: 1fr; gap: 1.5rem; }
}

/* ---------- Blog cards ---------- */
.blk-blog-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 1.5rem;
}
.blk-blog-card {
  background: var(--blk-white);
  border: 1px solid var(--blk-line);
  border-radius: var(--blk-radius);
  overflow: hidden;
  box-shadow: var(--blk-shadow);
  display: flex;
  flex-direction: column;
}
.blk-blog-card img { width: 100%; height: 160px; object-fit: cover; }
.blk-blog-card-body { padding: 1.3rem; display: flex; flex-direction: column; flex: 1; }
.blk-blog-card .cat {
  font-size: 0.72rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.04em;
  color: var(--blk-blue);
  margin-bottom: 0.5rem;
}
.blk-blog-card h2, .blk-blog-card h3 { font-size: 1.05rem; font-weight: 700; color: var(--blk-ink); margin: 0 0 0.5rem; line-height: 1.35; }
.blk-blog-card p { font-size: 0.87rem; color: var(--blk-muted); line-height: 1.55; margin: 0 0 0.8rem; flex: 1; }
.blk-blog-card .meta { font-size: 0.78rem; color: var(--blk-muted); }
.blk-blog-card a.stretched { color: inherit; text-decoration: none; }

/* ---------- Testimonials ---------- */
.blk-testimonial-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 1.2rem;
}
.blk-testimonial-card {
  background: var(--blk-white);
  border-radius: var(--blk-radius);
  box-shadow: var(--blk-shadow);
  padding: 1.4rem;
}
.blk-testimonial-card .stars { color: var(--blk-yellow-dark); font-size: 0.9rem; margin-bottom: 0.6rem; }
.blk-testimonial-card p { font-size: 0.9rem; color: var(--blk-ink); line-height: 1.6; margin: 0 0 0.9rem; }
.blk-testimonial-card .who { font-size: 0.85rem; font-weight: 700; color: var(--blk-ink); }
.blk-testimonial-card .where { font-size: 0.78rem; color: var(--blk-muted); }

/* ---------- EMI calculator widget ---------- */
.blk-calc {
  background: var(--blk-white);
  border: 1px solid var(--blk-line);
  border-radius: var(--blk-radius);
  box-shadow: var(--blk-shadow);
  padding: 1.6rem;
  margin: 2rem 0;
}
.blk-calc h3 { font-size: 1.1rem; font-weight: 700; color: var(--blk-ink); margin: 0 0 0.2rem; }
.blk-calc .note { font-size: 0.8rem; color: var(--blk-muted); margin: 0 0 1.3rem; }
.blk-calc-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 1.4rem; }
.blk-calc-form-fields { display: grid; grid-template-columns: repeat(2, 1fr); gap: 1rem; }
@media (max-width: 560px) {
  .blk-calc-form-fields { grid-template-columns: 1fr; }
}
.blk-calc-field { margin-bottom: 1rem; }
.blk-calc-field label {
  display: flex;
  justify-content: space-between;
  font-size: 0.83rem;
  font-weight: 600;
  color: var(--blk-ink);
  margin-bottom: 0.4rem;
}
.blk-calc-field label .val { color: var(--blk-blue); font-weight: 700; }
.blk-calc-field input[type="range"] { width: 100%; accent-color: var(--blk-blue); }
.blk-calc-result {
  background: var(--blk-blue-tint);
  border-radius: var(--blk-radius-sm);
  padding: 1.2rem;
}
.blk-calc-result .emi { font-size: 1.7rem; font-weight: 800; color: var(--blk-blue); }
.blk-calc-result .emi-label { font-size: 0.78rem; color: var(--blk-muted); margin-bottom: 0.2rem; }
.blk-calc-result .row {
  display: flex;
  justify-content: space-between;
  font-size: 0.85rem;
  padding: 0.4rem 0;
  border-top: 1px dashed var(--blk-line);
}
.blk-calc-result .row:first-of-type { border-top: none; margin-top: 0.8rem; }

/* ---------- Filter pills (blog category, lender loan-type) ---------- */
.blk-filter-bar {
  display: flex;
  flex-wrap: wrap;
  gap: 0.6rem;
  margin-bottom: 2rem;
}
.blk-filter-pill {
  display: inline-block;
  padding: 0.45rem 1rem;
  border-radius: 100px;
  border: 1px solid var(--blk-line);
  background: var(--blk-white);
  color: var(--blk-ink);
  font-size: 0.85rem;
  font-weight: 600;
  text-decoration: none;
  transition: background 0.15s, color 0.15s, border-color 0.15s;
}
.blk-filter-pill:hover { border-color: var(--blk-blue); color: var(--blk-blue); }
.blk-filter-pill.is-active {
  background: var(--blk-blue);
  border-color: var(--blk-blue);
  color: var(--blk-white);
}

/* ---------- Blog card, no-image fallback ---------- */
.blk-blog-card-noimage {
  width: 100%;
  height: 160px;
  display: flex;
  align-items: center;
  justify-content: center;
  background: var(--blk-blue-tint);
  color: var(--blk-blue);
  font-size: 2.4rem;
  font-weight: 800;
}

/* ---------- Lender directory ---------- */
.blk-lender-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 1.5rem;
}
.blk-lender-card {
  background: var(--blk-white);
  border: 1px solid var(--blk-line);
  border-radius: var(--blk-radius);
  box-shadow: var(--blk-shadow);
  padding: 1.6rem;
}
.blk-lender-head {
  display: flex;
  align-items: center;
  gap: 1rem;
  margin-bottom: 1.2rem;
  padding-bottom: 1.2rem;
  border-bottom: 1px solid var(--blk-line);
}
.blk-lender-logo {
  width: 52px;
  height: 52px;
  border-radius: var(--blk-radius-sm);
  object-fit: contain;
  flex-shrink: 0;
}
.blk-lender-logo-fallback {
  display: flex;
  align-items: center;
  justify-content: center;
  background: var(--blk-blue-tint);
  color: var(--blk-blue);
  font-size: 1.4rem;
  font-weight: 800;
}
.blk-lender-head h2 { font-size: 1.05rem; font-weight: 700; color: var(--blk-ink); margin: 0; }
.blk-lender-head .sub { font-size: 0.8rem; color: var(--blk-muted); margin: 0.15rem 0 0; }
.blk-lender-products { display: flex; flex-direction: column; gap: 1.1rem; }
.blk-lender-product {
  padding: 0.9rem;
  background: var(--blk-bg);
  border-radius: var(--blk-radius-sm);
}
.blk-lender-product h3 { font-size: 0.92rem; font-weight: 700; color: var(--blk-ink); margin: 0 0 0.3rem; }
.blk-lender-product .desc { font-size: 0.82rem; color: var(--blk-muted); margin: 0 0 0.7rem; }
.blk-lender-figures {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(110px, 1fr));
  gap: 0.6rem;
  margin-bottom: 0.6rem;
}
.blk-lender-figures .label { display: block; font-size: 0.72rem; color: var(--blk-muted); }
.blk-lender-figures .val { display: block; font-size: 0.9rem; font-weight: 700; color: var(--blk-ink); }
.blk-lender-eligibility {
  list-style: none;
  padding: 0;
  margin: 0 0 0.6rem;
  font-size: 0.78rem;
  color: var(--blk-muted);
}
.blk-lender-eligibility li { margin-bottom: 0.2rem; }
.blk-lender-product .cities { font-size: 0.78rem; color: var(--blk-muted); margin: 0 0 0.9rem; }
.blk-lender-verified {
  font-size: 0.74rem;
  color: #13734a; /* darker green: the brand green was too faint at this small size (18 Oct 2026) */
  margin: -0.5rem 0 0.9rem;
}
.blk-lender-verified.is-stale { color: var(--blk-muted); }
.blk-lender-verified a { color: inherit; text-decoration: underline; }
.blk-lender-apply-btn {
  display: inline-flex;
  align-items: center;
  gap: 0.3rem;
  background: var(--blk-blue);
  color: var(--blk-white);
  font-size: 0.82rem;
  font-weight: 700;
  padding: 0.55rem 1rem;
  border-radius: var(--blk-radius-sm);
}
.blk-lender-apply-btn:hover { background: var(--blk-blue-dark); }
.blk-lender-card .turnaround { font-size: 0.8rem; color: var(--blk-muted); margin: 1rem 0 0; text-align: right; }

@media (max-width: 900px) {
  .blk-loantype-grid { grid-template-columns: repeat(2, 1fr); }
  .blk-blog-grid, .blk-testimonial-grid { grid-template-columns: repeat(2, 1fr); }
  .blk-lender-grid { grid-template-columns: 1fr; }
}
@media (max-width: 800px) {
  .blk-calc-grid { grid-template-columns: 1fr; }
}
@media (max-width: 560px) {
  .blk-loantype-grid, .blk-blog-grid, .blk-testimonial-grid { grid-template-columns: 1fr; }
}

/* ---------- Apply wizard ---------- */
.blk-wizard-progress {
  height: 4px;
  background: var(--blk-line);
  border-radius: 100px;
  margin: 0.2rem 0 0.9rem;
  overflow: hidden;
}
.blk-wizard-progress-bar {
  height: 100%;
  width: 33%;
  background: var(--blk-blue);
  transition: width 0.25s ease;
}
.blk-wizard-labels {
  display: flex;
  justify-content: space-between;
  margin-bottom: 1.3rem;
  font-size: 0.76rem;
  font-weight: 600;
  color: var(--blk-muted);
}
.blk-wizard-labels span.is-active { color: var(--blk-blue); }
.blk-wizard-step .blk-btn { width: 100%; }
.blk-wizard-step div[style*="flex"] .blk-btn { flex: 1; }

/* ---------- FAQ page ---------- */
.blk-faq-group-title {
  font-size: 1.1rem;
  font-weight: 700;
  color: var(--blk-ink);
  margin: 2.2rem 0 0.9rem;
}
.blk-faq-group-title:first-of-type { margin-top: 0; }
.blk-faq-list {
  display: flex;
  flex-direction: column;
  gap: 0.7rem;
  margin-bottom: 1rem;
}
.blk-faq-item {
  background: var(--blk-white);
  border: 1px solid var(--blk-line);
  border-radius: var(--blk-radius-sm);
  padding: 0 1.1rem;
  transition: border-color 0.15s, box-shadow 0.15s;
}
.blk-faq-item[open] { border-color: var(--blk-blue); box-shadow: var(--blk-shadow); }
.blk-faq-item summary {
  list-style: none;
  cursor: pointer;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 1rem;
  padding: 1rem 0;
  font-weight: 600;
  color: var(--blk-ink);
}
.blk-faq-item summary::-webkit-details-marker { display: none; }
.blk-faq-toggle {
  flex-shrink: 0;
  position: relative;
  width: 20px;
  height: 20px;
}
.blk-faq-toggle::before, .blk-faq-toggle::after {
  content: '';
  position: absolute;
  background: var(--blk-blue);
  top: 50%;
  left: 50%;
  transform: translate(-50%, -50%);
  transition: transform 0.2s;
}
.blk-faq-toggle::before { width: 12px; height: 2px; }
.blk-faq-toggle::after { width: 2px; height: 12px; }
.blk-faq-item[open] .blk-faq-toggle::after { transform: translate(-50%, -50%) rotate(90deg); opacity: 0; }
.blk-faq-item p {
  margin: 0 0 1.1rem;
  color: var(--blk-muted);
  line-height: 1.65;
  font-size: 0.92rem;
}
.blk-faq-cta {
  text-align: center;
  background: var(--blk-blue-tint);
  border-radius: var(--blk-radius);
  padding: 2.2rem;
  margin-top: 2.5rem;
}
.blk-faq-cta h3 { margin: 0 0 0.3rem; color: var(--blk-ink); font-size: 1.1rem; }
.blk-faq-cta p { margin: 0 0 1.2rem; color: var(--blk-muted); font-size: 0.9rem; }

/* ---------- Mega-menu ---------- */
.blk-nav-item { position: relative; }
.blk-nav-trigger {
  background: none;
  border: none;
  font-family: inherit;
  font-size: 0.9rem;
  font-weight: 600;
  color: var(--blk-ink);
  cursor: pointer;
  display: flex;
  align-items: center;
  gap: 0.35rem;
  padding: 0;
}
.blk-nav-item:hover .blk-nav-trigger, .blk-nav-item.is-open .blk-nav-trigger { color: var(--blk-blue); }
.blk-nav-caret {
  width: 7px;
  height: 7px;
  border-right: 1.5px solid currentColor;
  border-bottom: 1.5px solid currentColor;
  transform: rotate(45deg);
  margin-top: -3px;
  transition: transform 0.15s;
}
.blk-nav-item:hover .blk-nav-caret, .blk-nav-item.is-open .blk-nav-caret { transform: rotate(-135deg); margin-top: 3px; }
.blk-nav-dropdown {
  position: absolute;
  top: 100%;
  left: 50%;
  transform: translateX(-50%);
  background: var(--blk-white);
  border: 1px solid var(--blk-line);
  border-radius: var(--blk-radius);
  box-shadow: var(--blk-shadow-lg);
  padding: 0.6rem;
  padding-top: 1rem;
  min-width: 230px;
  display: none;
  flex-direction: column;
  z-index: 60;
}
.blk-nav-item:hover .blk-nav-dropdown, .blk-nav-item.is-open .blk-nav-dropdown, .blk-nav-item:focus-within .blk-nav-dropdown { display: flex; }
.blk-nav-dropdown a {
  padding: 0.55rem 0.7rem;
  border-radius: var(--blk-radius-sm);
  font-size: 0.85rem;
  color: var(--blk-ink);
  font-weight: 500;
}
.blk-nav-dropdown a:hover { background: var(--blk-bg); color: var(--blk-blue); }
.blk-nav-dropdown a.is-primary {
  color: var(--blk-blue);
  font-weight: 700;
  border-bottom: 1px solid var(--blk-line);
  border-radius: 0;
  margin-bottom: 0.4rem;
  padding-bottom: 0.8rem;
}
.blk-nav-dropdown-wide { flex-direction: row; gap: 0; min-width: 580px; padding: 1.2rem 0; }
.blk-nav-dropdown-col {
  display: flex;
  flex-direction: column;
  min-width: 170px;
  padding: 0 1.2rem;
  border-right: 1px solid var(--blk-line);
}
.blk-nav-dropdown-col:last-child { border-right: none; }
.blk-nav-dropdown-col h4 {
  font-size: 0.72rem;
  text-transform: uppercase;
  letter-spacing: 0.04em;
  color: var(--blk-muted);
  margin: 0 0 0.6rem;
  padding: 0 0.7rem 0.6rem;
  border-bottom: 1px solid var(--blk-line);
}

@media (max-width: 800px) {
  .blk-nav-item { width: 100%; }
  .blk-nav-trigger { width: 100%; justify-content: space-between; padding: 0.65rem 0; }
  .blk-nav-dropdown {
    position: static;
    transform: none;
    box-shadow: none;
    border: none;
    padding: 0 0 0.6rem 1rem;
    margin: 0;
    min-width: 0;
  }
  .blk-nav-dropdown-wide { flex-direction: column; min-width: 0; padding: 0 0 0.6rem 1rem; gap: 0.9rem; }
  .blk-nav-dropdown-col { padding: 0; border-right: none; }
  .blk-nav-dropdown-col h4 { padding: 0 0 0.4rem; }
}

/* ---------- Reusable content blocks (usable from any page's body text) ---------- */
.blk-stats-strip {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 1rem;
  margin: 1.8rem 0;
}
.blk-stats-strip .stat {
  background: var(--blk-blue-tint);
  border-radius: var(--blk-radius);
  padding: 1.3rem 1rem;
  text-align: center;
}
.blk-stats-strip .stat .n { font-size: 1.7rem; font-weight: 800; color: var(--blk-blue); line-height: 1.1; }
.blk-stats-strip .stat .l { font-size: 0.78rem; color: var(--blk-muted); margin-top: 0.3rem; }

.blk-feature-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 1rem;
  margin: 1.8rem 0;
}
.blk-feature-grid .feature {
  background: var(--blk-white);
  border: 1px solid var(--blk-line);
  border-radius: var(--blk-radius);
  padding: 1.3rem;
  display: flex;
  gap: 0.9rem;
  align-items: flex-start;
}
.blk-feature-grid .feature .icon {
  flex-shrink: 0;
  width: 38px;
  height: 38px;
  border-radius: 50%;
  background: var(--blk-blue-tint);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.1rem;
}
.blk-feature-grid .feature h4 { margin: 0 0 0.3rem; font-size: 0.95rem; color: var(--blk-ink); }
.blk-feature-grid .feature p { margin: 0; font-size: 0.85rem; color: var(--blk-muted); line-height: 1.5; }

@media (max-width: 700px) {
  .blk-stats-strip { grid-template-columns: repeat(2, 1fr); }
  .blk-feature-grid { grid-template-columns: 1fr; }
}

/* ---------- Blog article layout with sidebar ---------- */
.blk-blog-layout {
  max-width: 1120px;
  margin: 0 auto;
  padding: 2.5rem 1.5rem 4rem;
  display: grid;
  grid-template-columns: 1fr 300px;
  gap: 2.5rem;
  align-items: start;
}
.blk-blog-main { min-width: 0; }
.blk-blog-sidebar {
  display: flex;
  flex-direction: column;
  gap: 1.2rem;
  position: sticky;
  top: 5.5rem;
}
.blk-sidebar-card {
  background: var(--blk-white);
  border: 1px solid var(--blk-line);
  border-radius: var(--blk-radius);
  box-shadow: var(--blk-shadow);
  padding: 1.4rem;
}
.blk-sidebar-card h3 { font-size: 0.98rem; color: var(--blk-ink); margin: 0 0 0.9rem; }
.blk-sidebar-check-list { list-style: none; padding: 0; margin: 0 0 1.1rem; }
.blk-sidebar-check-list li {
  font-size: 0.83rem;
  color: var(--blk-ink);
  padding-left: 1.4rem;
  position: relative;
  margin-bottom: 0.6rem;
  line-height: 1.4;
}
.blk-sidebar-check-list li::before {
  content: '✓';
  position: absolute;
  left: 0;
  color: var(--blk-success);
  font-weight: 700;
}
.blk-sidebar-link-list { list-style: none; padding: 0; margin: 0; }
.blk-sidebar-link-list li { border-top: 1px solid var(--blk-line); }
.blk-sidebar-link-list li:first-child { border-top: none; }
.blk-sidebar-link-list a { display: block; padding: 0.65rem 0; font-size: 0.85rem; font-weight: 600; color: var(--blk-ink); }
.blk-sidebar-link-list a:hover { color: var(--blk-blue); }

@media (max-width: 900px) {
  .blk-blog-layout { grid-template-columns: 1fr; }
  .blk-blog-sidebar { position: static; flex-direction: row; flex-wrap: wrap; }
  .blk-blog-sidebar .blk-sidebar-card { flex: 1; min-width: 240px; }
}

/* ---------- Back to top ---------- */
.blk-to-top {
  position: fixed;
  right: 1.5rem;
  bottom: 1.5rem;
  width: 44px;
  height: 44px;
  border-radius: 50%;
  background: var(--blk-blue);
  color: var(--blk-white);
  border: none;
  box-shadow: var(--blk-shadow-lg);
  display: flex;
  align-items: center;
  justify-content: center;
  cursor: pointer;
  opacity: 0;
  visibility: hidden;
  transform: translateY(8px);
  transition: opacity 0.2s, transform 0.2s, visibility 0.2s;
  z-index: 40;
}
.blk-to-top.is-visible { opacity: 1; visibility: visible; transform: translateY(0); }
.blk-to-top:hover { background: var(--blk-blue-dark); }
.blk-to-top svg { width: 18px; height: 18px; }

/* ---------- IFSC / MICR lookup ---------- */
.blk-ifsc-hero-search {
  display: flex;
  gap: 0.6rem;
  max-width: 480px;
  margin-top: 1.5rem;
}
.blk-ifsc-hero-search input {
  flex: 1;
  border: none;
  border-radius: var(--blk-radius-sm);
  padding: 0.85rem 1rem;
  font-size: 1rem;
  font-weight: 700;
  letter-spacing: 0.03em;
  text-transform: uppercase;
}
.blk-ifsc-hero-search input:focus { outline: 3px solid rgba(255, 255, 255, 0.4); }
.blk-ifsc-hero-search .blk-btn { padding-left: 1.5rem; padding-right: 1.5rem; }
@media (max-width: 560px) {
  .blk-ifsc-hero-search { flex-direction: column; max-width: none; }
}

.blk-ifsc-results { margin-bottom: 2.5rem; }
.blk-ifsc-result-list { display: flex; flex-direction: column; gap: 0.6rem; }
.blk-ifsc-result-item {
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  gap: 0.3rem 0.8rem;
  background: var(--blk-white);
  border: 1px solid var(--blk-line);
  border-radius: var(--blk-radius-sm);
  padding: 0.75rem 1rem;
}
.blk-ifsc-result-item:hover { border-color: var(--blk-blue); }
.blk-ifsc-result-item .code { font-weight: 800; color: var(--blk-blue); letter-spacing: 0.02em; }
.blk-ifsc-result-item .who { color: var(--blk-muted); font-size: 0.88rem; }

.blk-ifsc-browse {
  background: var(--blk-white);
  border: 1px solid var(--blk-line);
  border-radius: var(--blk-radius);
  padding: 1.75rem;
  margin-bottom: 2.5rem;
}
.blk-ifsc-browse h2 { margin-top: 0; }
.blk-ifsc-browse-hint { color: var(--blk-muted); font-size: 0.88rem; margin-top: -0.4rem; margin-bottom: 1.3rem; }
.blk-ifsc-browse-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 1rem;
}
@media (max-width: 800px) {
  .blk-ifsc-browse-grid { grid-template-columns: repeat(2, 1fr); }
}
@media (max-width: 480px) {
  .blk-ifsc-browse-grid { grid-template-columns: 1fr; }
}

.blk-ifsc-info h2 { font-size: 1.1rem; margin-bottom: 0.4rem; }
.blk-ifsc-info p { color: var(--blk-muted); margin-top: 0; margin-bottom: 1.5rem; }

.blk-ifsc-detail { margin-bottom: 1.5rem; }
.blk-ifsc-support-grid { display: flex; flex-wrap: wrap; gap: 0.6rem; margin-bottom: 1.5rem; }
.blk-badge.is-off { background: var(--blk-bg); color: var(--blk-muted); }
.blk-ifsc-disclaimer { font-size: 0.8rem; color: var(--blk-muted); }
.blk-ifsc-detail-actions {
  display: flex;
  justify-content: space-between;
  align-items: center;
  flex-wrap: wrap;
  gap: 1rem;
  margin-top: 1.5rem;
}

/* ---------------------------------------------------------- document dropzone */

.blk-upload-item {
  border-top: 1px solid var(--blk-line);
  padding: 1rem 0;
}
.blk-upload-item:first-child { border-top: none; padding-top: 0; }
.blk-upload-item-head {
  display: flex;
  align-items: baseline;
  justify-content: space-between;
  flex-wrap: wrap;
  gap: 0.3rem 0.75rem;
  margin-bottom: 0.6rem;
}
.blk-upload-item-name { font-weight: 600; font-size: 0.9rem; color: var(--blk-ink); }
.blk-upload-item-hint { font-size: 0.78rem; color: var(--blk-muted); }

.blk-dropzone-form { display: flex; flex-direction: column; gap: 0.6rem; }

.blk-dropzone {
  border: 1.5px dashed var(--blk-line);
  border-radius: var(--blk-radius-sm);
  background: var(--blk-bg);
  padding: 1rem;
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 0.6rem;
  cursor: pointer;
  transition: border-color 0.15s, background 0.15s;
  min-height: 4.25rem;
}
.blk-dropzone:hover, .blk-dropzone.is-dragover {
  border-color: var(--blk-blue);
  background: var(--blk-blue-tint);
}
/* [hidden] would otherwise lose to the classes' own `display: flex` below —
   both are specificity (0,1,0), and these load after the UA stylesheet. */
.blk-dropzone-empty[hidden], .blk-dropzone-chosen[hidden] { display: none; }
.blk-dropzone-empty {
  display: flex;
  align-items: center;
  gap: 0.6rem;
  color: var(--blk-muted);
  font-size: 0.85rem;
  text-align: center;
}
.blk-dropzone-empty svg { flex-shrink: 0; width: 22px; height: 22px; color: var(--blk-blue); }
.blk-dropzone-empty strong { color: var(--blk-blue); font-weight: 700; }

.blk-dropzone-chosen {
  display: flex;
  align-items: center;
  gap: 0.6rem;
  width: 100%;
  font-size: 0.85rem;
}
.blk-dropzone-chosen svg { flex-shrink: 0; width: 20px; height: 20px; color: var(--blk-success); }
.blk-dropzone-filename {
  font-weight: 600;
  color: var(--blk-ink);
  overflow: hidden;
  text-overflow: ellipsis;
  white-space: nowrap;
}
.blk-dropzone-filesize { color: var(--blk-muted); flex-shrink: 0; }
.blk-dropzone-remove {
  margin-left: auto;
  flex-shrink: 0;
  background: none;
  border: none;
  color: var(--blk-muted);
  font-size: 1.2rem;
  line-height: 1;
  cursor: pointer;
  padding: 0.2rem 0.4rem;
}
.blk-dropzone-remove:hover { color: var(--blk-danger); }

.blk-dropzone-error {
  font-size: 0.8rem;
  color: var(--blk-danger);
}

.blk-dropzone-submit {
  display: block;
  width: fit-content;
  margin: 1.25rem auto 0;
  padding: 0.9rem 3rem;
  font-size: 1rem;
}
.blk-dropzone-submit:disabled {
  background: var(--blk-line);
  color: var(--blk-muted);
  cursor: not-allowed;
}
.blk-dropzone-submit:disabled:hover { background: var(--blk-line); }

/* ---------- Packages / pricing (Puneet, 16 Sep 2026) ---------- */
.blk-pricing-grid {
  max-width: 1120px;
  margin: -3.5rem auto 3rem;
  padding: 0 1.5rem;
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 1.5rem;
  align-items: stretch;
}
@media (max-width: 900px) {
  .blk-pricing-grid { grid-template-columns: 1fr; max-width: 480px; }
}
.blk-pricing-card {
  background: var(--blk-white);
  border-radius: var(--blk-radius);
  box-shadow: var(--blk-shadow-lg);
  padding: 2rem 1.75rem;
  display: flex;
  flex-direction: column;
  border: 2px solid transparent;
  position: relative;
}
.blk-pricing-card--featured {
  border-color: var(--blk-blue);
  transform: translateY(-10px);
}
.blk-pricing-badge {
  position: absolute;
  top: -14px;
  left: 50%;
  transform: translateX(-50%);
  background: var(--blk-yellow);
  color: var(--blk-ink);
  font-size: 0.72rem;
  font-weight: 800;
  letter-spacing: 0.04em;
  text-transform: uppercase;
  padding: 0.35rem 0.9rem;
  border-radius: 100px;
  white-space: nowrap;
}
.blk-pricing-card h3 {
  font-size: 1.3rem;
  font-weight: 800;
  color: var(--blk-ink);
  margin: 0 0 0.35rem;
}
.blk-pricing-card .blk-pricing-desc {
  color: var(--blk-muted);
  font-size: 0.88rem;
  margin: 0 0 1.25rem;
  min-height: 2.6em;
}
.blk-pricing-amount {
  display: flex;
  align-items: baseline;
  gap: 0.35rem;
  margin-bottom: 0.25rem;
}
.blk-pricing-amount .value {
  font-size: 2.4rem;
  font-weight: 800;
  color: var(--blk-ink);
  letter-spacing: -0.02em;
}
.blk-pricing-amount .period {
  color: var(--blk-muted);
  font-size: 0.9rem;
}
.blk-pricing-trial {
  display: inline-block;
  font-size: 0.78rem;
  font-weight: 700;
  color: var(--blk-success);
  background: var(--blk-success-tint);
  padding: 0.25rem 0.65rem;
  border-radius: 100px;
  margin-bottom: 1.5rem;
  width: fit-content;
}
.blk-feature-list {
  list-style: none;
  margin: 0 0 1.75rem;
  padding: 0;
  flex-grow: 1;
}
.blk-feature-list li {
  display: flex;
  align-items: flex-start;
  gap: 0.6rem;
  font-size: 0.9rem;
  color: var(--blk-ink);
  padding: 0.5rem 0;
  border-bottom: 1px solid var(--blk-line);
}
.blk-feature-list li:last-child { border-bottom: none; }
.blk-feature-list li.off { color: var(--blk-muted); }
.blk-feature-list .tick {
  flex-shrink: 0;
  width: 20px; height: 20px;
  border-radius: 50%;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  font-size: 0.7rem;
  font-weight: 900;
  background: var(--blk-success-tint);
  color: var(--blk-success);
}
.blk-feature-list li.off .tick {
  background: var(--blk-line);
  color: var(--blk-muted);
}
.blk-pricing-actions { display: flex; flex-direction: column; gap: 0.6rem; }
.blk-btn-outline {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 100%;
  background: var(--blk-white);
  color: var(--blk-blue);
  border: 2px solid var(--blk-blue);
  border-radius: var(--blk-radius-sm);
  padding: 0.75rem 1.25rem;
  font-size: 0.92rem;
  font-weight: 700;
  cursor: pointer;
  transition: background 0.15s;
}
.blk-btn-outline:hover { background: var(--blk-blue-tint); color: var(--blk-blue-dark); }

/* Monthly/Yearly billing toggle above the pricing grid (Puneet, 16 Sep 2026). */
.blk-billing-toggle {
  display: flex;
  gap: 0.25rem;
  background: var(--blk-blue-tint);
  width: fit-content;
  margin: 1.5rem 0 0;
  padding: 0.3rem;
  border-radius: 100px;
}
.blk-billing-toggle button {
  border: none;
  background: transparent;
  padding: 0.55rem 1.4rem;
  border-radius: 100px;
  font-size: 0.9rem;
  font-weight: 700;
  color: var(--blk-blue-dark);
  cursor: pointer;
  display: inline-flex;
  align-items: center;
  gap: 0.5rem;
  transition: background 0.15s, color 0.15s;
}
.blk-billing-toggle button.is-active {
  background: var(--blk-white);
  color: var(--blk-blue);
  box-shadow: var(--blk-shadow-sm, 0 1px 3px rgba(0,0,0,0.08));
}
.blk-billing-save {
  font-size: 0.7rem;
  font-weight: 800;
  color: var(--blk-success);
  background: var(--blk-success-tint);
  padding: 0.15rem 0.5rem;
  border-radius: 100px;
}
.blk-pricing-yearly-note {
  font-size: 0.82rem;
  color: var(--blk-muted);
  margin: 0.35rem 0 1.25rem;
}
.blk-pricing-yearly-note strong { color: var(--blk-success); }

/* Compare Plans page (Puneet, 16 Sep 2026). */
.blk-compare-wrap {
  max-width: 1080px;
  margin: 0 auto 3rem;
  padding: 0 1.5rem;
  overflow-x: auto;
}
.blk-compare-table {
  width: 100%;
  border-collapse: collapse;
  background: var(--blk-white);
  border-radius: var(--blk-radius);
  overflow: hidden;
  box-shadow: var(--blk-shadow-lg);
}
.blk-compare-table th,
.blk-compare-table td {
  padding: 0.9rem 1.1rem;
  text-align: center;
  font-size: 0.9rem;
  border-bottom: 1px solid var(--blk-line);
  white-space: nowrap;
}
.blk-compare-table thead th {
  background: var(--blk-blue-tint);
  color: var(--blk-blue-dark);
  font-size: 1rem;
  font-weight: 800;
}
.blk-compare-rowhead {
  text-align: left !important;
  font-weight: 600;
  color: var(--blk-ink);
  white-space: normal;
}
.blk-compare-table td.is-featured,
.blk-compare-table th.is-featured {
  background: var(--blk-blue-tint);
}
.blk-compare-table tbody tr:last-child td { border-bottom: none; }
.blk-compare-tick {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 22px; height: 22px;
  border-radius: 50%;
  background: var(--blk-success-tint);
  color: var(--blk-success);
  font-weight: 900;
  font-size: 0.8rem;
}
.blk-compare-cross { color: var(--blk-muted); }
@media (max-width: 640px) {
  .blk-compare-table th, .blk-compare-table td { padding: 0.7rem 0.75rem; font-size: 0.82rem; }
}

/* The DSA-registration entry point in the main nav (Puneet, 16 Sep 2026)
   — a different audience from the customer-facing loan links beside it,
   so it gets a light accent treatment rather than blending in as one
   more of them. */
.blk-nav-dsa {
  color: var(--blk-blue) !important;
  font-weight: 700 !important;
  background: var(--blk-blue-tint);
  padding: 0.4rem 0.85rem !important;
  border-radius: 100px;
}
.blk-nav-dsa:hover { background: var(--blk-yellow); color: var(--blk-ink) !important; }

/* ---------- Accessibility widget behaviours (Puneet, 16 Sep 2026) ----------
   Driven by data-a11y-* attributes on <html>, set by public/js/blk-accessibility.js
   from a personal, no-login localStorage preference — see that file and
   partials/accessibility-widget.blade.php. Every value here is expressed
   against this site's own tokens, since the admin/DSA panel is a different
   design system with its own copy of these rules in build/css/custom.min.css. */

/* Text size — a root-level scale, since this stylesheet already uses rem
   consistently, so one change here resizes every rem-based value at once. */
html[data-a11y-text-size="sm"] { font-size: 87.5%; }
html[data-a11y-text-size="lg"] { font-size: 112.5%; }

/* High contrast — darker ink, stronger borders/muted text, no low-contrast
   greys, without touching the brand blue/yellow accents themselves. */
html[data-a11y-contrast="on"] body { background: #fff; color: #000; }
html[data-a11y-contrast="on"] { --blk-muted: #2b2f3a; --blk-line: #000; --blk-bg: #fff; }
html[data-a11y-contrast="on"] .blk-card,
html[data-a11y-contrast="on"] .blk-pricing-card,
html[data-a11y-contrast="on"] .blk-faq-item {
  border: 1.5px solid #000;
}

/* Readable font — Atkinson Hyperlegible, purpose-built for low-vision
   readers, loaded unconditionally in layouts/app.blade.php's own <head>. */
html[data-a11y-font="on"] body,
html[data-a11y-font="on"] input,
html[data-a11y-font="on"] textarea,
html[data-a11y-font="on"] select,
html[data-a11y-font="on"] button {
  font-family: 'Atkinson Hyperlegible', -apple-system, "Segoe UI", Roboto, Helvetica, Arial, sans-serif;
}

/* Highlight links — WCAG 1.4.1: never rely on colour alone to show
   something is a link. */
html[data-a11y-links="on"] a:not(.blk-btn):not(.blk-btn-sm):not(.blk-btn-outline) {
  text-decoration: underline !important;
  text-underline-offset: 2px;
}

/* Reduce motion — every transition/animation on the site, off. */
html[data-a11y-motion="on"] *,
html[data-a11y-motion="on"] *::before,
html[data-a11y-motion="on"] *::after {
  transition: none !important;
  animation: none !important;
  scroll-behavior: auto !important;
}

/* Links inside page text are underlined, not shown by colour alone (18 Oct 2026). */
.blk-prose a { text-decoration: underline; text-underline-offset: 2px; }

/* Logo image (20 Oct 2026): smaller on phones so it doesn't crowd the menu buttons. */
@media (max-width: 600px) {
  .blk-topbar .blk-logo .blk-brand-logo { height: 28px !important; }
  .blk-topbar-inner { gap: .6rem; }
  .blk-topbar-actions { gap: .5rem; }
  .blk-topbar-actions .blk-btn-sm { white-space: nowrap; padding: .5rem .8rem; }
}
@media (max-width: 400px) {
  .blk-topbar .blk-logo .blk-brand-logo { height: 24px !important; }
  .blk-topbar-actions .blk-topbar-link { font-size: .85rem; }
}

/* ===================================================================================================================
   Home page redesign (20 Oct 2026). Sections take turns: white, light blue, light grey, so each reads on its own.
   =================================================================================================================== */
.blk-band { padding: 3.5rem 1.5rem; }
.blk-band-white { background: var(--blk-white); }
.blk-band-tint { background: var(--blk-blue-tint); }
.blk-band-grey { background: var(--blk-bg); }
.blk-band-inner { max-width: 1120px; margin: 0 auto; }
.blk-section-head { text-align: center; margin-bottom: 2rem; }
.blk-section-head h2 { font-size: clamp(1.45rem, 2.4vw, 1.9rem); font-weight: 800; color: var(--blk-ink); margin: .35rem 0 0; text-wrap: balance; }
.blk-section-head-row { display: flex; justify-content: space-between; align-items: end; gap: 1rem; text-align: left; flex-wrap: wrap; }
.blk-kicker { display: inline-block; font-size: .75rem; font-weight: 700; letter-spacing: .1em; text-transform: uppercase; color: var(--blk-blue); }
.blk-note { text-align: center; color: var(--blk-muted); font-size: .82rem; margin: 1.25rem 0 0; }
.blk-icon { flex: none; }

/* Hero */
.blk-hero-v2 { padding: 3.5rem 1.5rem 4rem; }
.blk-hero-points { list-style: none; padding: 0; margin: 1.6rem 0 0; display: grid; gap: .9rem; }
.blk-hero-points li { display: flex; gap: .8rem; align-items: flex-start; }
.blk-hero-points .ic { width: 38px; height: 38px; border-radius: 10px; background: rgba(255,255,255,.14); color: var(--blk-yellow); display: grid; place-items: center; flex: none; }
.blk-hero-points b { display: block; font-size: 1rem; }
.blk-hero-points li > span:last-child { color: rgba(255,255,255,.82); font-size: .9rem; }
.blk-hero-strip { margin: 1.6rem 0 0; display: inline-block; padding: .5rem .9rem; border-radius: 999px; background: rgba(0,0,0,.18); font-size: .85rem; font-weight: 600; color: #fff; }
.blk-hero-picks { display: grid; gap: .65rem; }
.blk-hero-pick { display: flex; align-items: center; gap: .85rem; padding: .85rem 1rem; border: 1px solid var(--blk-line); border-radius: 12px; color: var(--blk-ink); text-decoration: none; font-weight: 700; transition: border-color .15s, background .15s, transform .1s; }
.blk-hero-pick .ic { width: 40px; height: 40px; border-radius: 10px; background: var(--blk-blue-tint); color: var(--blk-blue); display: grid; place-items: center; }
.blk-hero-pick .name { flex: 1; }
.blk-hero-pick .go { color: var(--blk-blue); transition: transform .15s; }
.blk-hero-pick:hover, .blk-hero-pick:focus-visible { border-color: var(--blk-blue); background: #F7FAFF; }
.blk-hero-pick:hover .go { transform: translateX(3px); }

/* Lender logos */
.blk-logos { padding: 1.8rem 1.5rem; border-bottom: 1px solid var(--blk-line); }
.blk-logos-title { text-align: center; color: var(--blk-muted); font-size: .8rem; font-weight: 700; letter-spacing: .08em; text-transform: uppercase; margin: 0 0 1rem; }
.blk-logos-row { display: flex; flex-wrap: wrap; justify-content: center; align-items: center; gap: 1.5rem 2.5rem; }
.blk-logos-row img { max-height: 36px; max-width: 120px; object-fit: contain; filter: grayscale(1); opacity: .75; transition: filter .2s, opacity .2s; }
.blk-logos-row img:hover { filter: none; opacity: 1; }
.blk-logo-text { font-weight: 700; color: var(--blk-muted); }

/* Steps joined by a line */
.blk-steps-v2 { list-style: none; padding: 0; margin: 0; display: grid; grid-template-columns: repeat(3, 1fr); gap: 1.25rem; position: relative; }
.blk-steps-v2::before { content: ""; position: absolute; top: 32px; left: 16%; right: 16%; border-top: 2px dashed rgba(0,82,204,.3); }
.blk-steps-v2 li { position: relative; background: #fff; border-radius: var(--blk-radius); padding: 1.5rem; box-shadow: var(--blk-shadow); text-align: center; }
.blk-steps-v2 .ic { width: 64px; height: 64px; margin: -3rem auto .8rem; border-radius: 50%; background: var(--blk-blue); color: #fff; display: grid; place-items: center; box-shadow: 0 0 0 6px var(--blk-blue-tint); }
.blk-steps-v2 .num { font-size: .75rem; font-weight: 700; color: var(--blk-yellow-dark); text-transform: uppercase; letter-spacing: .08em; }
.blk-steps-v2 h3 { margin: .3rem 0 .4rem; font-size: 1.1rem; color: var(--blk-ink); }
.blk-steps-v2 p { margin: 0; color: var(--blk-muted); font-size: .92rem; line-height: 1.55; }
.blk-band-tint .blk-steps-v2 { margin-top: 2.2rem; }

/* Loan cards with real numbers */
.blk-loan-cards { display: grid; grid-template-columns: repeat(4, 1fr); gap: 1.1rem; }
.blk-loan-card { display: flex; flex-direction: column; gap: .6rem; padding: 1.4rem; border: 1px solid var(--blk-line); border-radius: var(--blk-radius); background: #fff; color: var(--blk-ink); text-decoration: none; transition: box-shadow .15s, transform .1s, border-color .15s; }
.blk-loan-card:hover, .blk-loan-card:focus-visible { box-shadow: var(--blk-shadow-lg); border-color: transparent; transform: translateY(-2px); }
.blk-loan-card .ic { width: 48px; height: 48px; border-radius: 12px; background: var(--blk-blue-tint); color: var(--blk-blue); display: grid; place-items: center; }
.blk-loan-card h3 { margin: .2rem 0 0; font-size: 1.1rem; }
.blk-loan-card p { margin: 0; color: var(--blk-muted); font-size: .9rem; line-height: 1.5; flex: 1; }
.blk-loan-card .facts { list-style: none; margin: 0; padding: 0; display: grid; gap: .3rem; flex: 1; }
.blk-loan-card .facts li { display: flex; justify-content: space-between; font-size: .9rem; color: var(--blk-muted); }
.blk-loan-card .facts b { color: var(--blk-ink); font-variant-numeric: tabular-nums; }
.blk-loan-card .cta { display: inline-flex; align-items: center; gap: .35rem; color: var(--blk-blue); font-weight: 700; font-size: .92rem; margin-top: .4rem; }

/* Tools as a two-column list */
.blk-tool-list { display: grid; grid-template-columns: repeat(2, 1fr); gap: 1rem; }
.blk-tool { display: flex; gap: 1rem; align-items: center; padding: 1.1rem 1.25rem; background: #fff; border-radius: var(--blk-radius-sm); border: 1px solid var(--blk-line); color: var(--blk-ink); text-decoration: none; transition: border-color .15s; }
.blk-tool:hover, .blk-tool:focus-visible { border-color: var(--blk-blue); }
.blk-tool .ic { width: 46px; height: 46px; border-radius: 12px; background: #FFF6DC; color: var(--blk-yellow-dark); display: grid; place-items: center; flex: none; }
.blk-tool b { display: block; }
.blk-tool span span, .blk-tool > span:last-child { color: var(--blk-muted); font-size: .9rem; }
.blk-tool > span:last-child b { color: var(--blk-ink); font-size: 1rem; }

/* Reviews */
.blk-review-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 1.1rem; }
.blk-review { margin: 0; padding: 1.4rem; border-radius: var(--blk-radius); background: var(--blk-bg); display: flex; flex-direction: column; gap: .8rem; }
.blk-review .stars { display: flex; gap: 2px; color: #D3D8E3; }
.blk-review .stars .on { color: var(--blk-yellow-dark); fill: var(--blk-yellow); }
.blk-review blockquote { margin: 0; color: var(--blk-ink); line-height: 1.6; flex: 1; }
.blk-review figcaption b { display: block; color: var(--blk-ink); }
.blk-review figcaption span { color: var(--blk-muted); font-size: .85rem; }

/* Yellow band before the footer */
.blk-cta-band { background: var(--blk-yellow); padding: 2.5rem 1.5rem; }
.blk-cta-band .blk-band-inner { display: flex; align-items: center; justify-content: space-between; gap: 1.5rem; flex-wrap: wrap; }
.blk-cta-band h2 { margin: 0; font-size: clamp(1.35rem, 2.4vw, 1.75rem); font-weight: 800; color: var(--blk-ink); }
.blk-cta-band p { margin: .35rem 0 0; color: #3b3320; }
.blk-cta-btn { display: inline-flex; align-items: center; gap: .5rem; padding: .95rem 1.6rem; border-radius: 12px; background: var(--blk-ink); color: #fff; font-weight: 700; text-decoration: none; transition: transform .1s, background .15s; }
.blk-cta-btn:hover, .blk-cta-btn:focus-visible { background: #000; transform: translateY(-1px); }

@media (max-width: 960px) {
  .blk-loan-cards { grid-template-columns: repeat(2, 1fr); }
  .blk-review-grid { grid-template-columns: 1fr; }
}
@media (max-width: 720px) {
  .blk-band { padding: 2.5rem 1rem; }
  .blk-steps-v2 { grid-template-columns: 1fr; gap: 2.6rem; }
  .blk-steps-v2::before { display: none; }
  .blk-tool-list { grid-template-columns: 1fr; }
  .blk-section-head-row { justify-content: center; text-align: center; }
}
@media (max-width: 480px) {
  .blk-loan-cards { grid-template-columns: 1fr; }
}
@media (prefers-reduced-motion: reduce) {
  .blk-loan-card, .blk-hero-pick .go, .blk-cta-btn { transition: none; }
}
.blk-hero-pick .ic .emoji, .blk-loan-card .ic .emoji { font-size: 1.3rem; line-height: 1; }

/* ===================================================================================================================
   Inner pages redesign (20 Oct 2026): page headers, text pages in a card, calculators, FAQ, IFSC info cards.
   =================================================================================================================== */
.blk-page-hero { position: relative; overflow: hidden; padding: 3.2rem 1.5rem 3.4rem; }
.blk-page-hero::after { content: ""; position: absolute; right: -120px; top: -140px; width: 420px; height: 420px; border-radius: 50%;
  background: radial-gradient(circle, rgba(255,201,60,.22), rgba(255,201,60,0) 65%); pointer-events: none; }
.blk-page-hero-inner { position: relative; z-index: 1; }
.blk-page-hero h1 { font-size: clamp(1.7rem, 3.2vw, 2.35rem); }
.blk-page-hero h1::after { content: ""; display: block; width: 56px; height: 4px; border-radius: 4px; background: var(--blk-yellow); margin-top: .75rem; }
.blk-page-hero p { font-size: 1.02rem; max-width: 62ch; margin-top: .9rem; }

/* Text pages (privacy, terms, about, contact): the content sits in a white card */
.blk-page-content { max-width: 880px; padding: 0 1.5rem 4rem; margin-top: -1.6rem; position: relative; z-index: 2; }
.blk-page-content > .blk-prose { background: #fff; border-radius: var(--blk-radius); box-shadow: var(--blk-shadow); padding: clamp(1.4rem, 4vw, 2.75rem); }
.blk-prose h2 { font-size: 1.3rem; font-weight: 800; padding-top: 1.4rem; margin-top: 1.6rem; border-top: 1px solid var(--blk-line); }
.blk-prose h2:first-child { padding-top: 0; border-top: 0; }
.blk-prose h3 { font-size: 1.05rem; margin: 1.3rem 0 .5rem; color: var(--blk-ink); }
.blk-prose a { color: var(--blk-blue); text-underline-offset: 2px; }
.blk-prose strong { color: var(--blk-ink); }
.blk-prose table { width: 100%; border-collapse: collapse; margin: 1rem 0; font-size: .92rem; display: block; overflow-x: auto; }
.blk-prose th, .blk-prose td { border: 1px solid var(--blk-line); padding: .55rem .7rem; text-align: left; }
.blk-prose th { background: var(--blk-bg); }

/* Group headings on the calculators and FAQ pages: left, smaller, with a short yellow mark */
.blk-page-section h2.blk-group-title, .blk-page-section h2.blk-faq-group-title {
  text-align: left; font-size: 1.15rem; font-weight: 800; margin: 2.4rem 0 1rem; display: flex; align-items: center; gap: .6rem; }
.blk-page-section h2.blk-group-title::before, .blk-page-section h2.blk-faq-group-title::before {
  content: ""; width: 18px; height: 4px; border-radius: 4px; background: var(--blk-yellow); }
.blk-page-section h2.blk-group-title:first-child, .blk-page-section h2.blk-faq-group-title:first-of-type { margin-top: 0; }
.blk-filter-bar { margin-bottom: 2rem; }

/* Calculators */
.blk-calc-cards { display: grid; grid-template-columns: repeat(3, 1fr); gap: 1.1rem; }
.blk-calc-card p { font-size: .88rem; }
@media (max-width: 900px) { .blk-calc-cards { grid-template-columns: repeat(2, 1fr); } }
@media (max-width: 560px) { .blk-calc-cards { grid-template-columns: 1fr; } }

/* FAQ answers */
.blk-faq-item { transition: box-shadow .15s, border-color .15s; }
.blk-faq-item[open] { border-color: var(--blk-blue); box-shadow: var(--blk-shadow); }

/* Info cards (IFSC page) */
.blk-info-cards { display: grid; grid-template-columns: repeat(2, 1fr); gap: 1.1rem; margin-top: 2rem; }
.blk-info-card { background: #fff; border: 1px solid var(--blk-line); border-radius: var(--blk-radius); padding: 1.5rem; }
.blk-info-card .ic { width: 46px; height: 46px; border-radius: 12px; background: var(--blk-blue-tint); color: var(--blk-blue); display: grid; place-items: center; margin-bottom: .8rem; }
.blk-page-section .blk-info-card h2 { text-align: left; font-size: 1.1rem; margin: 0 0 .5rem; }
.blk-info-card p { margin: 0; color: var(--blk-muted); line-height: 1.65; font-size: .94rem; }
@media (max-width: 720px) { .blk-info-cards { grid-template-columns: 1fr; } }